Unicare
 
 
no of insurance (22)
  Over all Unicare Rating
 
Coverage 50.9%
Cost 65.5%
Customer Service 48.2%
Claims 50.9%
   

Unicare

About Unicare

In 1995, UniCare became the brand name for most of the WellPoint businesses operated outside of California. UniCare is a national organization dedicated to the delivery of quality health care plans and products working together with its customers, consultants, brokers, providers and employers. UniCare California Provides managed care and specialty health care services throughout the United States, UniCare Life & Health Insurance Company is an operating affiliate of WellPoint.

UniCare offers a comprehensive array of health care plans and specialty products that preserve member choice at competitive prices. UniCare recognizes that what works for one doesn't necessarily work for another. That's why our full portfolio of health, pharmacy, dental, life and disability benefits products can be tailored to meet your specific needs.

UniCare has assembled a senior management team comprising successful and creative individuals from commercial health insurance, specialty products firms, financial services organizations and other Fortune 500 companies. Employer groups and individual members can select from basic as well as comprehensive plans to meet their specific needs. UniCare insurance offers managed care services for self-funded employers, including underwriting, actuarial services, network access, medical management services and claims processing. UNICARE's unique assortment of products and services has been developed to meet the needs of a broad range of individuals, employer groups and their employees.

Tell us what you think ! Let us know the Strengths and Weaknesses of Unicare ! Write unbiased opinions,share them with other customers and help them choose the best plan !
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Rating ( 1-5 )

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Coverage
Cost
Customer Service
Claims

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By Brian Robinson
Location Fairlawn,Ohio
Type of Insurance Dental Insurance
Date: 01-25-2010
   
Coverage
Cost
Customer Services
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Summary
I purchased UniCare dental insurance for my son, paid my monthly premium and then took him to the dentist for a cleaning. To my surprise I was liable for the entire bill, that’s right the insurance paid nothing. Here is how this works. The dentist performed $124 in services, routine cleaning and exam. UniCare only pays $50 of that amount, so I'm liable for the $74, plus a $50 deductable. That’s right I have to pay the entire amount of $124. Needless to say I have canceled this insurance, I feel like I was scammed. Insurance that you pay into but don’t get anything for… I wish I would have done my research on UniCare prior to spending my hard earned money on insurance that did nothing for me..
 
By Dale
Location Dallas,Texas
Type of Insurance Health Insurance
Date: 08-22-2009
   
Coverage
Cost
Customer Services
Claims
Summary
Unicare usually pays 50% to 20% on doctors within their own PPO, even though they promise to pay 80%. Do NOT buy Unicare health insurance. Unicare sucks. Unicare are liars..
 
By
Location Chicago,Illinois
Type of Insurance Health Insurance
Date: 05-23-2009
   
Coverage
Cost
Customer Services
Claims
Summary
Unicare insurance is like having no insurance at all. They have denied all of my claims. Keep in mind these are doctor's visits for a healthy 24 year old female. Do not use them!.
 
By Carelink
Location cross lanes,West Virginia
Type of Insurance Health Insurance
Date: 04-29-2009
   
Coverage
Cost
Customer Services
Claims
Summary
is ok, tHE RATINGS DONT LOOK ALL THAT GREAT.
 
By
Location Chicagoland,Illinois
Type of Insurance Health Insurance
Date: 06-13-2008
   
Coverage
Cost
Customer Services
Claims
Summary
Their customer service is awful. They can't even give you basic information from the coverage book. My child had surgery last month which was pre-certified and I am still waiting for my copy of the letter! I've called three times and the person this morning told me to call my Drs office and get it from them! Called three times for replacement ID cards and not gotten those either. Once you hit your DD, watch out, because they look for anything and everything to deny a claim (in my experience). I am in insurance myself so I really feel for people who are not and are getting steamrolled by these idiots..
 
By Bob
Location Dallas,Texas
Type of Insurance Health Insurance
Date: 04-27-2008
   
Coverage
Cost
Customer Services
Claims
Summary
Unicare denied my knee surgery claims, saying preexisting. But I had seen no doctor before. I did tell knee surgeon I felt some pain a few months prior when stretching, but he said that would not tear knee meniscus (cartilage). Unicare claimed preexisting BEFORE they even had the doc's notes! I did ask insurance agent about the knee pain and how to handle on the application med history questionaire, he said don't self-diagnose. Unicare also 1. Ignored my written request for "what" was preexisting, and when was that? 2. Ignored my Creditable Coverage certificate , which policy says they "will" issue credit for 3. Now threatens to rescind policy if I don't accept knee exclusion waiver in 12 days 4. Gave me a fax number to which I faxed doctor's opinion letter, which they told me the next day "is an old number"a 5. Told the hospital billing dept. that "something happened in October" I can smell $$$$'s!!! Can you??.
 
By jerry
Location livonia,Michigan
Type of Insurance Other Insurance
Date: 04-25-2008
   
Coverage
Cost
Customer Services
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Summary
hi this is jerry again...i mis read the rating scale on my last note and mistakenly put the wrong input....i wish i could correct it...p.s i also i want to say good luck getting your ck on time...seems you have to call every time for them to send it...with a excuse of there are being sent from a different place and should be on time next time but then again get the same excuse,,,take care JT.
 
By jerry
Location livonia,Michigan
Type of Insurance Other Insurance
Date: 04-25-2008
   
Coverage
Cost
Customer Services
Claims
Summary
Unicare denied my disibility claim after they have had me see there here say insurance doctor said i was able to work...these doctors work for the insurance and are telling what they want to hear...so they call my house at 5:00pm andtell me to report to work the next day!!there is no way i can workmy job at this time of recovery..they dis regarded my primary doctors documents and sent there doctors notes to my employer..now i have no income and they what me to pay 100% cobra...i want to go to work asap but still recoverying from a accident and in to much pain and healing. don't let this company scare you like this ...the bottom line is what your primary doctors says to do...and i'm not going to let them get away with this I'm fighting this...what is there deal? people need to heal and my doctor said i might be back in a month or so if i keep showing the inprovment...bottom line it's all about the money..how do they sleep at night!!!!well i hope this helps take care JT.
 
By daniel
Location Elpaso,Texas
Type of Insurance Health Insurance
Date: 03-18-2008
   
Coverage
Cost
Customer Services
Claims
Summary
I have been impressed by the right kind of customer care service that I am enjoying from Unicare for the last three years. When I chose them as my health care insurance scheme, there was no doubt in my mind as I always trusted their quality and now after becoming their member, I am happy to receive their insurance to meet the increasing hospital expenses. All my personal and family health expenses are being met by Unicare..
 
By James
Location Zion,Illinois
Type of Insurance Health Insurance
Date: 03-14-2008
   
Coverage
Cost
Customer Services
Claims
Summary
With a wide range of insurance services like health, pharmacy, dental, life and disability benefits, Unicare has been a part of my life since more than three years. I am really satisfied with their services and I can assure that you won’t get any better customer services like Unicare. If you haven’t still invested in any insurance company, then this is a right time to go for Unicare. So, why wait? Make your life safe and secured by being a part of the family of Unicare..
 
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