Unicare

 
 
no of insurance (20)
  Over all Unicare Rating
 
Coverage
Cost
Customer Service
Claims
   

Unicare

About Unicare

In 1995, UniCare became the brand name for most of the WellPoint businesses operated outside of California. UniCare is a national organization dedicated to the delivery of quality health care plans and products working together with its customers, consultants, brokers, providers and employers. UniCare California Provides managed care and specialty health care services throughout the United States, UniCare Life & Health Insurance Company is an operating affiliate of WellPoint.

UniCare offers a comprehensive array of health care plans and specialty products that preserve member choice at competitive prices. UniCare recognizes that what works for one doesn't necessarily work for another. That's why our full portfolio of health, pharmacy, dental, life and disability benefits products can be tailored to meet your specific needs.

UniCare has assembled a senior management team comprising successful and creative individuals from commercial health insurance, specialty products firms, financial services organizations and other Fortune 500 companies. Employer groups and individual members can select from basic as well as comprehensive plans to meet their specific needs. UniCare insurance offers managed care services for self-funded employers, including underwriting, actuarial services, network access, medical management services and claims processing. UNICARE's unique assortment of products and services has been developed to meet the needs of a broad range of individuals, employer groups and their employees.


Tell us what you think ! Let us know the Strengths and Weaknesses of Unicare ! Write unbiased opinions,share them with other customers and help them choose the best plan !

Name: (optional)
City:
State:

Type of Insurance

Coverage
Cost
Customer Service
Claims

Rate on a scale of 1 to 5, with 5 being the best

Type your Unicare in the space below:

Enter Text :  
By
Location Chicago,Illinois
Type of Insurance Health Insurance
Date: 05-23-2009
   
Coverage
Cost
Customer Services
Claims
Summary
Unicare insurance is like having no insurance at all. They have denied all of my claims. Keep in mind these are doctor's visits for a healthy 24 year old female. Do not use them!.
 
By Carelink
Location cross lanes,West Virginia
Type of Insurance Health Insurance
Date: 04-29-2009
   
Coverage
Cost
Customer Services
Claims
Summary
is ok, tHE RATINGS DONT LOOK ALL THAT GREAT.
 
By
Location Chicagoland,Illinois
Type of Insurance Health Insurance
Date: 06-13-2008
   
Coverage
Cost
Customer Services
Claims
Summary
Their customer service is awful. They can't even give you basic information from the coverage book. My child had surgery last month which was pre-certified and I am still waiting for my copy of the letter! I've called three times and the person this morning told me to call my Drs office and get it from them! Called three times for replacement ID cards and not gotten those either. Once you hit your DD, watch out, because they look for anything and everything to deny a claim (in my experience). I am in insurance myself so I really feel for people who are not and are getting steamrolled by these idiots..
 
By Bob
Location Dallas,Texas
Type of Insurance Health Insurance
Date: 04-27-2008
   
Coverage
Cost
Customer Services
Claims
Summary
Unicare denied my knee surgery claims, saying preexisting. But I had seen no doctor before. I did tell knee surgeon I felt some pain a few months prior when stretching, but he said that would not tear knee meniscus (cartilage). Unicare claimed preexisting BEFORE they even had the doc's notes! I did ask insurance agent about the knee pain and how to handle on the application med history questionaire, he said don't self-diagnose. Unicare also 1. Ignored my written request for "what" was preexisting, and when was that? 2. Ignored my Creditable Coverage certificate , which policy says they "will" issue credit for 3. Now threatens to rescind policy if I don't accept knee exclusion waiver in 12 days 4. Gave me a fax number to which I faxed doctor's opinion letter, which they told me the next day "is an old number"a 5. Told the hospital billing dept. that "something happened in October" I can smell $$$$'s!!! Can you??.
 
By jerry
Location livonia,Michigan
Type of Insurance Other Insurance
Date: 04-25-2008
   
Coverage
Cost
Customer Services
Claims
Summary
hi this is jerry again...i mis read the rating scale on my last note and mistakenly put the wrong input....i wish i could correct it...p.s i also i want to say good luck getting your ck on time...seems you have to call every time for them to send it...with a excuse of there are being sent from a different place and should be on time next time but then again get the same excuse,,,take care JT.
 
By jerry
Location livonia,Michigan
Type of Insurance Other Insurance
Date: 04-25-2008
   
Coverage
Cost
Customer Services
Claims
Summary
Unicare denied my disibility claim after they have had me see there here say insurance doctor said i was able to work...these doctors work for the insurance and are telling what they want to hear...so they call my house at 5:00pm andtell me to report to work the next day!!there is no way i can workmy job at this time of recovery..they dis regarded my primary doctors documents and sent there doctors notes to my employer..now i have no income and they what me to pay 100% cobra...i want to go to work asap but still recoverying from a accident and in to much pain and healing. don't let this company scare you like this ...the bottom line is what your primary doctors says to do...and i'm not going to let them get away with this I'm fighting this...what is there deal? people need to heal and my doctor said i might be back in a month or so if i keep showing the inprovment...bottom line it's all about the money..how do they sleep at night!!!!well i hope this helps take care JT.
 
By daniel
Location Elpaso,Texas
Type of Insurance Health Insurance
Date: 03-18-2008
   
Coverage
Cost
Customer Services
Claims
Summary
I have been impressed by the right kind of customer care service that I am enjoying from Unicare for the last three years. When I chose them as my health care insurance scheme, there was no doubt in my mind as I always trusted their quality and now after becoming their member, I am happy to receive their insurance to meet the increasing hospital expenses. All my personal and family health expenses are being met by Unicare..
 
By James
Location Zion,Illinois
Type of Insurance Health Insurance
Date: 03-14-2008
   
Coverage
Cost
Customer Services
Claims
Summary
With a wide range of insurance services like health, pharmacy, dental, life and disability benefits, Unicare has been a part of my life since more than three years. I am really satisfied with their services and I can assure that you won’t get any better customer services like Unicare. If you haven’t still invested in any insurance company, then this is a right time to go for Unicare. So, why wait? Make your life safe and secured by being a part of the family of Unicare..
 
By
Location Keller,Texas
Type of Insurance Health Insurance
Date: 03-07-2008
   
Coverage
Cost
Customer Services
Claims
Summary
I went to a hospital that was in network and should be covered at 100% after my copay. I argued with Unicare about this a year ago, they claim the emergency room and their physicians are not in network. They never contacted me to let me know the results and I assumed it was over (I have not rec'd one bill from the er). My husband and I decided to go with his employers insurance and all the sudden I am sent an explanation of benefits claiming I owe the same amount from over a year ago. I called and they said they just reviewed it (a year later, how convenient)!! NO supervisors to speak with. They said they would have one call me back with 24 to 48 hours, no one called. Horrible customer service..
 
By
Location Derry,New Hampshire
Type of Insurance Health Insurance
Date: 03-03-2008
   
Coverage
Cost
Customer Services
Claims
Summary
I had to e-mail the Wellpoint board of directors to get my claims paid by Unicare. They sent them to the wrong office. Now they are flipping back and forth on whether a doctor of mine is in network or not. I e-mailed the Wellpoint Chairman of the Board. It seems the only way to get them to do their job is to raise a stink with their bosses. Stay as far away from these idiots as possible..
 
More Reviews
      Other Top Insurance
            Hartford             Allied             21st Century
            Electric             Auto Owners             RBC
            Mass Mutual             Manulife Financial             St Paul Travelers
            Sentry             Farmers Insurance             Cigna
            Blue Cross             Chubb             Mutual of Omaha
            Principal Financial             Wausau             Zurich North America
            Cornerstone America             Metlife             New York Life
            Nationwide             Safeco             Unitrin Direct
            AIS             Thrivent             American Medical Security
            Asuris Northwest Health             Celtic Health             Golden Rule
            Health Plan of Nevada             Health Net             Esurance
            Humana             Group Health             Universal Life
            Erie             Cobra             Aetna
            John Hancock             Metropolitan Life             Sagicor USA
            Unicare             United health care             Pemco
            AIG             American Family             Mercury Insurance
            Response             United American             AON
            Assurant             Ace USA             Firemans Fund
            Great American             Allstate             Kaiser Permanente
            Intermountain Health Care             Prudential             Life Wise Health
            GMAC             Country             AAA
            Liberty Mutual
 
        

Copyright © 2005 -2007 Unicare .topinsurance.org. All rights reserved